吳教授藉由分享其擔任財團法人金融消費評議中心評議委員會委員所接觸的案例，介紹金融監理穩定金融體系、完善金融監督技術及維持市場價格誠信的三面向；並說明隨著金融創新活動盛行，金融體系風險亦與之遞增，透過金融監理科技（RegTech），法規與科技相輔相成，如風險評估、KYC（know your clients）、盡職調查、反洗錢防制、可疑交易申報等，金融業者將取得更齊全的資料，整合及分析資料的詳盡度、清晰度與效度，減少法令遵循管理之成本。
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